You still have time to build a stronger foundation

This readiness quiz is designed for people who are within 10 years of retirement. Since you have a longer runway, the most useful next step is building a retirement plan that compounds over time.

Focus on these priorities now so you are in a stronger position when you get closer to retirement:

• Set a savings target tied to your retirement age, income goals, and expected lifestyle.
• Make full use of employer plan contributions and match opportunities before increasing taxable savings.
• Review your investment mix, rebalancing approach, and risk tolerance at least once a year.
• Build planning milestones for debt reduction, emergency reserves, and future income needs.

Come back and take this assessment again when you are within 10 years of retirement and need a more specific readiness check.